Terms of Use

1. Acceptance of Terms

By accessing or using CashPetLoan.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site.

2. Description of Service

CashPetLoan.com is an educational financial matching service, not a lender. We do not make credit decisions, originate loans, or guarantee that you will be matched with a lender. We connect users with potential lenders and financial service providers who may offer pet care financing, veterinary loan options, or pet expense plans.

3. Eligibility

You must be at least 18 years of age and a resident of the United States to use our service. Additional eligibility requirements may apply based on your state of residence and the specific lender or financial service provider.

4. APR and Loan Terms

APRs range from 5.99% to 35.99%. Repayment terms vary from 61 days to 72 months. Not all applicants will qualify for the lowest rate or the maximum loan amount. Actual rates and terms depend on factors including creditworthiness, income, and state of residence. A representative example: a $2,500 pet care financing plan over 24 months at 12.00% APR would result in an estimated monthly payment of $117.69, total repayment of $2,824.56, and total interest of $324.56.

5. No Guarantee of Results

We do not guarantee that you will be matched with a lender or that you will receive a financing offer. Completing our form does not constitute an application for credit. Any financing offer you receive is solely from the lender, and the terms are between you and that lender.

6. User Responsibilities

You agree to provide accurate and complete information when using our Site. You agree not to use the Site for any unlawful purpose, to interfere with the Site's operation, or to attempt to gain unauthorized access to any portion of the Site.

7. Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of CashPetLoan.com or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law, CashPetLoan.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any services offered through the Site. We provide the Site on an "as is" and "as available" basis without warranties of any kind.

9. Third-Party Links

The Site may contain references or links to third-party websites or services. We are not responsible for the content, policies, or practices of any third party. You access third-party sites at your own risk.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

11. Changes to These Terms

We may modify these Terms at any time. We will post the updated Terms on this page and update the "last updated" date. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

12. Contact Us

If you have questions about these Terms, please contact us at support@cashpetloan.com or 1-800-515-3718.